VHDA began its partnership with the military with the mission of educating military service members and their families about the homebuying process from start to finish and how to stay on track as a responsible homeowner.
The benefits of the partnership include teaching onsite military homebuyer education classes, combining the expertise of military financial educators with that of VHDA's housing education team to teach topics including: Personal Finances, Credit and Credit Reporting, Working with a Lender, the Role of the Real Estate Agent, the Home Inspection, Loan Closing, and the benefits of developing a savings and spending plan.
Participants have an opportunity to interact with local subject matter experts, including nonprofits, lenders, real estate agents, home inspectors, and settlement agents who share their knowledge and experience about homeownership.
The partnership has taught more than 300 classes, thereby educating and empowering over 3,700 participants to become knowledgeable buyers and successful homeowners, all of whom receive the VHDA Homebuyer Education Handbook and a Certificate of Completion.
Free training to help you learn the homebuying process from start to finish, as well as how to stay on track as a responsible homeowner. After you click on the Homeownership Education link, type "Military" in the Keyword Search to find a class taught on a military installation. Learn more >>.
Affordable home mortgages that are 30-year fixed rate loans. Some don’t require any downpayment; some allow for lower credit scores; and some offer an MCC to help reduce federal taxes. VHDA makes homeownership affordable through our "VHDA Loan Combo," a down payment grant, plus an MCC (a federal tax credit for homebuyers), plus our free homebuyers class. Learn more >>.
What are your rights and responsibilities as a renter? How do you find a place to rent? Whose problem is it if the sink drips? Can you get your security deposit back? Get answers to these and many more questions in VHDA’s free eBook, How to be a Successful Renter. Learn more >>.
Use VirginiaHousingSearch.com to help find a rental home for Veterans or VASH recipients. Learn more >>.
Our "Go Green Initiative" to promote sustainability and encourage conservation efforts within VHDA's buildings, as well as within our communities, includes participation in the nationwide Cell Phones for Soldiers recycling program. Thanks to associate and authority contributions, we've donated 522 phones since our April 2010 kick-off. These donations are used to buy calling cards for our troops. Each phone valued at $5 equals an estimated 2.5 hours of free talk time. And there's no cost to VHDA, because Cell Phones for Soldiers pays to have the phones shipped to them. Learn more >>.