Having a safe, affordable home has never been more important. Virginia Housing can help make
your homeownership dreams a reality. Ask your lender if you qualify for our Loan Combo — it’s an
affordable Virginia Housing mortgage with additional benefits just for first-time homebuyers:
Down payment grant — you never have to repay this; it’s free money!
Mortgage Credit Certificate — could save you thousands every year on your federal income tax.
Free homebuyer’s course — to help you understand the homebuying process.
Take the first step: Use the Find-A-Lender tool below to locate a Virginia Housing-approved lender
near you, who can advise you and see which Virginia Housing grants and loans you may qualify for.